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|HIGHER LEARNING FUND|
|4.06 %||4.00 %|
|CERTIFICATES OF DEPOSIT|
|0.25 %||0.25 %||6 Month|
|0.50 %||0.50 %||12 Month|
|0.70 %||0.70 %||24 Month|
|1.10 %||1.10 %||48 Month|
(APY=Annual Percentage Yield)
State Bank of Park Rapids
If you're traveling out of the area, let us know!
To help protect your accounts, we use a fraud detection system that may automatically deactivate your Instant Cash & Check Card (your debit card) if it is used in a manner that is outside your normal usage patterns. This is likely to occur if you use your debit card while traveling! Please call our bookkeeping department before you head out of town and we'll flag your account accordingly: 218-237-0934.
2013 Scholarship Award Recipient!
.Sue Smythe-COO, Jacob Waggoner, Marty Peterson-President,
FDIC Insurance Changes
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE
COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing
transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited
deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).
Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution,
including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard
maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.