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|HIGHER LEARNING FUND|
|4.06 %||4.00 %|
|CERTIFICATES OF DEPOSIT|
|0.25 %||0.25 %||6 Month|
|0.50 %||0.50 %||12 Month|
|0.70 %||0.70 %||24 Month|
|1.10 %||1.10 %||48 Month|
(APY=Annual Percentage Yield)
State Bank of Park Rapids
If you're traveling out of the area, let us know!
To help protect your accounts, we use a fraud detection system that may automatically deactivate your Instant Cash & Check Card (your debit card) if it is used in a manner that is outside your normal usage patterns. This is likely to occur if you use your debit card while traveling! Please call our bookkeeping department before you head out of town and we'll flag your account accordingly: 218-237-0934.
2014 Scholarship Award Recipient!
Marty Peterson-President, Sue Smythe-COO,
RYAN DELAHUNT, and Wayne Nelson - CLO
FDIC Insurance Changes
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC
INSURANCE COVERAGE FOR NONINTEREST-BEARING
By operation of federal law, beginning January 1, 2013, funds
deposited in a noninterest-bearing transaction account
(including an Interest on Lawyer Trust Account) no longer will
receive unlimited deposit insurance coverage by the
Federal Deposit Insurance Corporation (FDIC).
Beginning January 1, 2013, all of a depositor's accounts at an
insured depository institution, including all noninterest-bearing
transaction accounts, will be insured by the FDIC up to the
standard maximum deposit insurance amount ($250,000),
for each deposit insurance ownership category.
For more information about temporary FDIC insurance coverage
of transaction accounts, visit www.fdic.gov.